Understanding the Cost of In-Home Care in New Braunfels: What Families Need to Know

If you’re exploring in-home care options for an aging parent or spouse, finding them the best possible care is priority number one. But inevitably, there comes a point in the process when you have to ask: how much does in-home care cost? For families in the New Braunfels area, it’s one of the most common—and pressing—questions.

The honest answer? It depends. But here’s what you should know to make a confident, informed choice.

Typical Cost of In-Home Care in New Braunfels

At ComForCare, the cost of in-home care for elderly loved ones in the New Braunfels area in 2025 is around $31 per hour. 

Your total costs may be slightly higher or lower depending on:

• Level of care needed (e.g., companionship, personal care, and/or homemaker services)
• Location (rural homes may have travel premiums)
• Payment method (some fees apply for credit card billing)
• Care schedule (occasional visits vs. 24/7 in-home care)

How much does 24/7 in-home care cost per month?

Around-the-clock care can range from $20,000 to $23,000 per month, depending on your loved one’s needs. The good news is, home care isn’t all or nothing. 

You may have more flexible scheduling options than you think, depending on how much help your loved one requires with activities of daily living like bathing, dressing, or mobility. Check out our in-home care FAQs for more information about how much caregiving time your loved one needs.

How to Pay for Home Caregiving Services

Paying for home care doesn’t have to feel overwhelming. While most private-duty in-home care services are not covered by standard health insurance or Medicare, there are options that may help cover the cost.

Common ways families pay for care include:

• Private Pay: Many families use personal savings, retirement income, or contributions from family members.
• Long-Term Care Insurance (LTCI): If your loved one has a policy, it may reimburse some or all home care costs. 
• Veterans Benefits: Veterans and their spouses may qualify for assistance through the VA. 
• Other Support: In some cases, STAR+PLUS Texas Medicaid waivers, local nonprofits, or eldercare grants may provide limited assistance.

For many family caregivers, asking for help can be a tough decision, but it’s often the most loving one. The ComForCare team is here to support your family in any way we can. We’re always happy to walk you through the options, check for benefit eligibility, and connect you with the resources that make care more affordable. 

How much does the VA pay for in-home care?

It depends on your benefits package. Some veterans receive authorized hours of care directly through VA partnerships. As a credentialed VA provider, we can help you understand the eligibility requirements for accessing these benefits. 

We’ve also put together a basic veteran care benefit guide to help you navigate and unlock your benefits.

Does Medicare cover in-home care for dementia patients?

Medicare doesn’t typically cover non-medical home care. Unlike home health care services, which are typically prescribed by a physician and covered by Medicare, non-medical care focuses on everyday support, companionship, and helping with daily routines.

However, the GUIDE program, a new Medicare-funded initiative, now offers eligible patients up to $2,500 annually in respite care benefits. Eligibility criteria include a formal diagnosis of Alzheimer’s disease or another form of dementia and enrollment in the program through a Medicare provider. Learn more about the GUIDE program here!

What Are You Really Paying For?

Some families are tempted to seek out the lowest hourly rate. We understand—these numbers can be difficult to think about. But when it comes to caring for someone you love, quality matters more than anything else.

At ComForCare New Braunfels, we only hire 2% of applicants. Every caregiver passes a comprehensive vetting process, including background checks, drug screening, skills assessments, and most importantly, a compassion interview. We look for people with heart behind each line item on their resume.

Unlike hiring privately, a licensed home care agency like ComForCare provides built-in protections and ongoing oversight. When you choose a private-hire or registry-based caregiver:

• You may be responsible for taxes and insurance.
• There may be no background checks or guarantees of training.
• If there’s an emergency or no-show, you’re on your own.

That’s not the case with us. Our caregivers receive ongoing training (including dementia and Parkinson’s care), and our office is on-call 24/7 to respond to schedule changes or special needs. Plus, while we provide non-medical care, we often collaborate with your care team—including your loved one’s doctor or registered nurse—to align our services with ongoing health needs.

Why New Braunfels Families Stay With Us

From San Marcos to San Antonio, older adults and their families trust ComForCare. Our average caregiver has been with us for over 10 years, and that longevity creates stability and real relationships. We take the time to match each client with a caregiver whose personality, availability, and skills fit their unique needs.

Whether you’re looking for occasional respite care or a consistent presence, we’ll help you figure out the best level of support. Sometimes families assume they need 24/7 care right away, but after talking through the situation, we often discover that a few well-timed visits each week can provide meaningful relief, without overwhelming their budget or routine.

Let’s Talk About Your Needs

You don’t have to figure it all out today. But having the right care team on your side makes a world of difference. If you’re ready to explore your options, understand pricing, or see if your loved one qualifies for Medicare or VA benefits, give us a call. 

Whether your loved one needs companionship or personal care services due to aging, chronic conditions, or progressive health conditions like Parkinson’s Disease, we can help. We’re here to guide you through every step with heart, honesty, and the experience your family deserves.

Serving New Braunfels and Beyond

ComForCare New Braunfels proudly supports seniors living at home throughout the I-35 corridor, including San Marcos, Cibolo, Schertz, and Universal City. We also provide supplemental support to clients living in assisted living facilities when their needs go beyond what those communities can offer. Whether you live in a bustling neighborhood or a quieter corner of the Hill Country, we’re here for you