Get Started!
Understanding your coverage options for in-home care can feel overwhelming, especially when you’re already navigating the emotional weight of caring for an aging loved one. At ComForCare Home Care serving Bellevue and the greater Seattle North area, we believe every senior deserves to age with dignity and independence — and that starts with knowing what support is available to them. Whether you’re exploring in-home care for daily living assistance or specialized dementia care for a loved one with Alzheimer’s or a related condition, understanding your eligibility for financial assistance is a critical first step.
This page is designed to help Bellevue families cut through the complexity — covering Washington State Medicaid programs, VA benefits, and what local coverage eligibility looks like in practice. Let’s walk through it together.
For many families asking who qualifies for home care in Bellevue, Medicaid is often the most significant source of funding available. In Washington State, Medicaid home and community-based services are administered through the Department of Social and Health Services (DSHS), specifically through the Aging and Long-Term Support Administration (ALTSA).
Washington’s primary Medicaid waiver program for in-home care is the Community Options Program Entry System (COPES), a Home and Community Based Services (HCBS) waiver. COPES is designed to help seniors and individuals with disabilities receive the care they need at home rather than in a nursing facility — aligning directly with the kind of personalized, compassionate care ComForCare provides every day.
When exploring Medicaid home care eligibility in Washington State, there are specific financial criteria that applicants must meet. As of current guidelines, the income limit for a single individual applying for Medicaid long-term care services is generally set at 300% of the federal Supplemental Security Income (SSI) rate. For asset eligibility, individuals are typically allowed to retain no more than $2,000 in countable assets, though certain assets — such as a primary residence, one vehicle, and personal belongings — are generally exempt from this calculation.
It’s important to note that eligibility thresholds can change, and individual circumstances vary. We strongly encourage families to connect with DSHS directly or speak with a benefits counselor to get the most current and accurate information for their specific situation.
Applications for Medicaid HCBS waivers in Washington, including COPES, are processed through DSHS. Families in Bellevue can initiate the process by contacting the local DSHS Community Services Office or applying through the Washington Connection online portal. Once approved, ALTSA will conduct a functional assessment to determine the level of care needed, which then informs how services are coordinated and delivered.
Coverage eligibility is determined by both financial need and functional need — meaning applicants must demonstrate both limited financial resources and a need for assistance with activities of daily living. Our team at ComForCare can help you understand what types of care services may be covered once eligibility is established.
For veterans and their surviving spouses in the Bellevue area, the U.S. Department of Veterans Affairs offers several programs that can help cover the cost of in-home care. Because VA eligibility is determined at the federal level, the core requirements are consistent regardless of your location in Washington State.
Key VA programs to explore include the Aid and Attendance benefit, the Homemaker and Home Health Aide program, and the Program of Comprehensive Assistance for Family Caregivers (PCAFC). Eligibility generally depends on military service history, discharge status, and degree of disability or functional impairment. Veterans who qualify for home care in Bellevue through VA benefits may be able to receive services at little to no out-of-pocket cost.
For a full overview of VA eligibility requirements and how they connect to your in-home care options, visit our Benefits and Eligibility hub for detailed guidance.
Our local office proudly serves Bellevue and surrounding communities throughout the Seattle North corridor, including Kirkland, Redmond, Bothell, and Kenmore. Families across this area trust ComForCare to deliver care that is thoughtful, consistent, and deeply personal — because we believe in caring like family.
If you’re ready to take the next step and explore how in-home care coverage may work for your loved one, we invite you to connect with our Bellevue team today for a personalized consultation. We’re here to help you navigate every question along the way.
Washington State program rules and income thresholds are reviewed periodically, and our guide to Medicaid, veterans and private-pay eligibility for Bellevue families covers those changes in more detail, including the documentation to gather before you apply.
Each office is independently owned and operated and is an equal opportunity employer.
© 2026 ComForCare Franchise Systems, LLC.