Get Started!
Understanding your options for home care coverage can feel overwhelming, but you don’t have to navigate it alone. For families in Hackensack and throughout Bergen County, ComForCare Home Care provides compassionate, personalized support — from in-home care for daily living assistance to specialized dementia care designed to help seniors live with dignity and independence. Whether you’re just beginning to explore care options or you’re ready to apply for benefits, knowing what programs are available and who qualifies is the essential first step.
For many Hackensack families, Medicaid home care eligibility in New Jersey opens the door to meaningful, ongoing support without the burden of full out-of-pocket costs. New Jersey’s primary program for home and community-based care is the Medicaid Home and Community-Based Services (HCBS) Waiver, officially known as the Global Options for Long-Term Care Waiver. This program is administered by the New Jersey Division of Aging Services (DoAS) and is designed to help eligible seniors and individuals with disabilities receive care at home rather than in a nursing facility.
To qualify for Medicaid home care in New Jersey, applicants must meet both financial and functional criteria. On the financial side, the current income limit for a single applicant is generally around $2,742 per month, while the asset limit is $2,000 for an individual. A spouse remaining in the home may retain significantly more in assets under community spouse protections. It’s important to note that these thresholds can shift, and a benefits counselor or elder law attorney can help you understand your current standing.
Functionally, applicants must demonstrate a need for nursing-facility-level care — meaning they require assistance with activities of daily living such as bathing, dressing, mobility, or meal preparation. Applications are processed through the New Jersey Department of Human Services and typically begin at your county’s Medicaid office or through NJ FamilyCare, the state’s consolidated health coverage program. Bergen County residents can also connect with the Bergen County Division of Senior Services for local guidance.
If you or a loved one may qualify for Medicaid home care in New Jersey, the team at ComForCare is here to help you understand how our services align with what coverage may provide. We work alongside families to create care plans that honor each person’s unique needs and routines.
For veterans living in the Hackensack area, the U.S. Department of Veterans Affairs (VA) offers several programs that may cover or offset the cost of in-home care. Because VA eligibility is determined at the federal level, the qualification standards are consistent across all markets. Key programs include the Aid and Attendance pension benefit, the Veteran-Directed Care program, and the Homemaker and Home Health Aide program. Eligibility is generally based on military service history, discharge status, and demonstrated need for assistance with daily activities. For a deeper look at how VA benefits apply to home care, visit our North Bergen County office page where our team can walk you through coverage options specific to your situation.
Medicaid and VA benefits are two of the most substantial funding sources, but they aren’t the only paths to affordable care. Long-term care insurance policies, Medicare (for short-term, skilled care needs following a qualifying hospital stay), and private pay arrangements are all part of the coverage eligibility landscape in Hackensack. Some families also benefit from state-funded programs like New Jersey’s Statewide Respite Care Program, which provides temporary relief to family caregivers.
Who qualifies for home care in Hackensack depends on a combination of medical need, financial circumstances, and program-specific rules. The good news is that there is rarely just one avenue — and exploring multiple sources of support can make high-quality care far more accessible than many families expect.
ComForCare Home Care proudly serves Hackensack and the surrounding North Bergen County communities, including Paramus, Teaneck, Englewood, Fair Lawn, and beyond. Our caregivers are carefully selected, trained through our Caregiver First™ program, and deeply committed to delivering care that feels like family. Whether you are exploring benefits for the first time or are ready to begin care, our local team is ready to help.
To learn more about benefits and eligibility resources specific to Hackensack, visit our Hackensack benefits and eligibility blog for in-depth guidance, program updates, and local insights to help your family make informed decisions with confidence.
Each office is independently owned and operated and is an equal opportunity employer.
© 2026 ComForCare Franchise Systems, LLC.